Phone pay google pay safety tips:In this online era, banking facilities such as UPI, Net Banking and Mobile Wallet have made it easy to transact in just a few seconds. It is also one of the most used services. But, what if we sometimes transfer our money to the wrong bank account through UPI? Many people do not know what to do this way. So today, I will do the job of giving you full information on this.
Yes, banks have offered their customers mobile banking services to help them use it anytime, anywhere. The Government of India has also provided its own UPI technology to the people. With all these mobile money transactions going on, if you accidentally transfer your money to the wrong account, what can you do to get your money back? Don’t worry. There are also options to get your money back to you.
Phone pay google pay safety tips
If you have mistakenly made a mobile number based UPI payment on a UPI based payment, contact the person who has that number to request a refund. If they agree to withdraw your money, the case is over. But if you refuse to withdraw your money, going to the bank immediately is of no use. So, let the police file a case and warn the police once.
Also, if those account holders refuse to give you your money, you can file a lawsuit against someone whose account has been transferred to get your money back. This claim comes in the wake of a breach of Reserve Bank rules. As per RBI guidelines, it is the responsibility of the linker to provide the correct information about the beneficiary’s account. The bank will not be held responsible if the linker makes these mistakes.
Also, don’t worry if you have transferred money from UPI service to any wrong bank account. Visit your bank branch directly, meet with the bank manager and report on your problem. They have the option of withholding money if it is traded to the wrong account, ie, transferring money to the net account. Contact the person who received the money so they can easily transfer your money to you.
Remember. Be cautious when making mobile number authorization through UPI. In such an event where the alien number is someone you can take the time to get your money back. Sometimes, it takes months to settle such cases. However, a single IFSC code can easily be accessed by a bank account holder with incorrect payment for bank accounts. So, do a direct account based payment transaction.
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